Are online cash loans safe?

Yes—provided you only ever deal with a legitimate lender. Before you apply, research the lender thoroughly to find out if they're properly registered and licensed to offer loans in your province. You can also read customer reviews and check if the lender is BBB accredited to make sure they're a reputable provider.

Can I get a bad credit cash loan?

Yes. Many online and in-store lenders offer bad credit cash loans. Rather than focusing on your credit score, they look at your income, employment and ability to pay back the loan before approving your application. However, be aware that higher interest rates and fees apply. Learn more about bad credit loans in Canada.

If I can't repay my cash loan, what options do I have?

If you can't meet your loan repayment by the due date, contact the lender as soon as possible. The lender should attempt to work with you to sort out the issue. Remember that these forms of finance are generally used for emergency situations, so always compare your options before applying online.

Can I get an e-Transfer cash loan in Canada?

Yes. Many online lenders pay out loan amounts via Interac e-Transfer, allowing you to access cash within minutes. Check out our guides on e-Transfer installment loans and e-Transfer payday loans in Canada for more information.

Are no-refusal cash loans available?

No. Be wary of any lender that promises guaranteed approval, as this could be a sign of a loan scam. A legitimate lender will always assess your income and financial situation before deciding whether to accept or refuse your loan application. Learn more about no-refusal loans .

Payday lenders

Guides

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By province

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