Can people on disability get a loan?

Yes. Payday loans have flexible eligibility requirements. As long as you have a steady source of income—and this includes disability income—payday lenders can consider you. Other loans you can apply for are installment loans, pay advance apps and lines of credit.

How do you know if a payday loan that accepts disability is legitimate?

A few things you can do is to check for a business licence, check if the lender abides by provincial regulations, read reviews and find its contact information. Look for transparency. A lender should not only be upfront about fees, but it should also be upfront about the product it's selling. It should be clear that it's a payday loan with APRs in the triple digits.