The TD Aeroplan Visa Infinite Card is a premium Aeroplan credit card that comes with an annual fee of $139. Earn 1.5 points for every $1 you spend on gas, groceries and Air Canada purchases, as well as 1 point on everything else. T&C's apply. This card also comes with comprehensive travel insurance and a number of exclusive travel perks. You can also enjoy a TD Aeroplan Visa Infinite Card promotion of 40,000 Aeroplan points when you sign up.
30-second take
Think about this card if you collect Aeroplan points and want comprehensive travel insurance.
Choose something else if you only want basic insurance or you don’t want to pay an annual fee.
You’ll need to make a minimum annual income of $60,000 to qualify (or $100,000 per household).
The basics
If you’re a frequent flyer and have an Aeroplan membership, then the TD Aeroplan Visa Infinite Card could be the right fit for you.
Decent return. Earn 1.5 points for every $1 you spend on gas, groceries and Air Canada purchases, as well as 1 point on everything else. T&C's apply.
Welcome bonus. Earn up to 40,000 Aeroplan points. Conditions Apply. Apply by January 6, 2025.
Earn 2x the rewards. Earn extra points by showing your Aeroplan membership when you pay with your card.
Basic benefits. Protect the products you buy on your card with purchase insurance and extended warranty coverage.
Mobile device insurance. Get protection for your mobile phone in the event that it gets lost, stolen or damaged within the period of coverage (some conditions apply).
Travel perks. Enjoy exclusive travel perks such as NEXUS rebates, car rental discounts and free checked baggage with Air Canada.
Comprehensive travel insurance. Take advantage of TD Aeroplan Visa Infinite benefits such as travel medical, trip cancellation, hotel burglary and car rental insurance.
Insurance Type
Level of Coverage
Travel Medical
Up to $2 million for 21 days if you’re under 65 years old, and 4 days if you’re 65 or older
Trip cancellation/interruption
Up to $1,500 per passenger per incident (or $5,000 for all insured combined)
Flight or trip delay
Up to $500 per passenger if your flight is delayed for more than 4 hours.
Delayed or lost baggage
Up to $1,000 per passenger if your luggage gets lost or is delayed for more than 6 hours.
Hotel burglary
Up to $2,500 per trip for all insured passengers combined
The perks
Common carrier insurance. Get up to $500,000 of coverage for trips on buses, ferries and trains.
Car rental coverage. Take advantage of 48-day car rental insurance and get special discounts with Avis and Budget.
Enhanced security. Receive instant TD fraud alerts for suspicious activity on your account and protect your online payments with Visa Secure.
Cash advances. Get access to an emergency cash advance worth up to $6,000 for your TD Aeroplan Visa Infinite Card (subject to your available credit limit).
Special offers. Receive exclusive benefits on hotels and dining with Visa Infinite.
Optional benefits. Pay a small fee to get additional coverage such as balance protection insurance and roadside assistance.
What to watch out for
High annual fee. The fee for this card is $139 per year.
High interest. You’ll be charged 20.99% interest on outstanding balances and 22.99% for cash advances.
Fee for additional cards. There’s a fee of $75 for any additional card that you order.
Income requirements. The minimum individual income to qualify for this card is $60,000 or $100,000 per household.
TD Aeroplan Visa Infinite Card interest rates
Interest Type
Interest Rate
Purchase interest rate
20.99%
Cash advance rate
22.99%
Standard balance transfer rate
22.99%
What should I know before I apply
To apply for a TD Aeroplan Visa Infinite Card, you need to meet the following criteria:
Be a Canadian citizen.
Meet the age of majorirty in your province/territory of residence.
Have a minimum annual income of $60,000 or a household income of $100,000.
Your name, residential status and contact information.
Your social insurance number and date of birth.
Your email address and phone number.
How to apply
Visit TD’s main page to access the TD Aeroplan Visa Infinite Card application.
Complete the application, which includes providing your name, email address, social insurance number and birth date.
Review and submit your application.
Bottom line
The TD Aeroplan Visa Infinite Card is designed for Aeroplan members who want to earn more points on purchases. This card comes with a welcome offer, comprehensive travel insurance and a nice spread of travel perks. Just be aware that it also comes with an annual fee of $139, though this can be waived in your first year.
Frequently asked questions about the TD Aeroplan Visa Infinite Card
Earn up to 40,000 Aeroplan points. Conditions Apply. Apply by January 6, 2025.
You can get your TD Aeroplan Visa Infinite Card annual fee waived in your first year of having the card. You won’t be able to get it waived in subsequent years, so you should make sure that you have enough money in the bank to cover your $139 fee when it comes due.
There are a host of travel benefits included with this card. These include travel medical, trip interruption/cancellation, flight/baggage delay, hotel burglary, common carrier and car rental insurance. You’ll also get other forms of protection such as mobile device insurance and purchase protection when you sign up.
Yes, you can apply by visiting the TD Bank website to be redirected to their TD Aeroplan Visa Infinite Card application.
Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate’s Degree in Science from Camosun College. Much of Claire’s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee. See full bio
Get points, travel insurance and more with the TD First Class Travel Visa Infinite card.
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