WestJet RBC Mastercard review

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WestJet RBC Mastercard
Welcome Offer
Up to 100 WestJet dollars
Rewards
Up to 1.5% in WestJet dollars
Annual Fee
$39
Purchase Interest Rate
20.99%
Cash Advance Rate
22.99%
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Summary

Earn and redeem travel rewards with no blackouts or seat restrictions with the WestJet RBC Mastercard

You get 1% back on everyday purchases and 1.5% back when you book WestJet flights with this WestJet credit card.

In this guide

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Frequent flyers on board WestJet can now be rewarded for their loyalty with a WestJet credit card. The WestJet RBC Mastercard offers lots of ways to earn WestJet dollars and redeem them for vacation packages and other perks. Comprehensive insurance coverage, an annual companion voucher and reasonable fees make this card an attractive option for existing WestJet customers or those who travel along many routes.

Find out if this WestJet credit card is right for you.

30-second take

  • Consider getting this Westjet Mastercard if you’re a frequent flyer with WestJet and want to be rewarded for your loyalty with points and other perks.
  • Choose something else if you don’t travel WestJet often.
  • The more you fly with WestJet using this card, the more points you’ll earn towards free flights and vacations.

The basics

As soon as you receive your WestJet RBC Mastercard, you’ll be able to earn WestJet dollars just by shopping for groceries or gas. The card lets you earn 1% back in WestJet dollars for every qualified purchase you make; the offer goes up to 1.5% when booking WestJet flights with your card.

For a limited time, RBC is offering 50 welcome WestJet dollars with your first purchase. As your points accumulate, you’ll be able to book flights and vacation packages to destinations in North America, Central America, the Caribbean and Europe.

The perks

  • Earn plenty of points. The WestJet RBC Mastercard gives you plenty of opportunities to rack up points. Earn 1% in WestJet dollars for every qualifying purchase you make on your card, and earn 1.5% in WestJet dollars when you buy WestJet flights or WestJet Vacations packages. book WestJet flights.
  • Bonus dollars. As soon as you receive your Mastercard and make your first eligible purchase, you’ll receive 50 welcome WestJet dollars.
  • Special offer. For a limited time Earn up to 100 WestJet dollars (with $1,000 spend in the first 3 months). Plus, get an annual round-trip companion voucher with a value over $199 (plus taxes, fees and charges) for round-trip travel within Canada and to/from the continental U.S.
  • Lots of redemption opportunities. You can redeem your WestJet dollars for vacation packages and other travel benefits.
  • Comprehensive travel insurance. The card covers you against travel accidents and offers protection for your hotel, car rental and other eligible purchases.
  • Additional benefits. Save at DoorDash with $0 delivery fees for 3 months and get unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.

What to watch for

  • High interest rates. Carrying a balance on your WestJet RBC Mastercard will cost you. Be prepared to pay an industry standard 20.99% interest on purchases and 22.99% on cash advances.
  • Annual fees. This card comes with an annual fee of $39 for primary cardholders and $19 for every additional card on your account. While definitely cheaper than the alternatives, the WestJet RBC Mastercard isn’t free to carry around in your wallet.

WestJet RBC Mastercard interest rates

Interest TypeInterest Rate
Purchase interest rate
20.99%
Cash advance rate
22.99%

What should I know before I apply for this WestJet credit card?

How to apply

  1. Visit the WestJet RBC Mastercard web page.
  2. Click “apply now.”
  3. Fill out the standard credit card application, which should take five minutes.

The bottom line

This RBC WestJet Mastercard offers a frequent flyer program that rewards you with WestJet dollars every time you make a purchase or book a flight. When you have enough WestJet dollars to book a vacation, you can do so without any annoying blackouts or seat restrictions. Just keep in mind that this card is designed for frequent WestJet flyers, so if that’s not you, consider other frequent flyer programs from RBC.

Compare other credit cards

1 - 10 of 40
Product CACCF Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard image
Up to 7% cash back
Up to 2% cash back
20.99%
$0
Min. recommended credit score: 650
Get up to 7% cash back in the first 3 months on up to $1,000 in total purchases. Get up to 5% bonus cash back up to $1,000 spend for all purchases, plus 2% cash back on groceries and 0.5% on all other purchases. Apply by July 8, 2025.
Neo Credit Mastercard image
N/A
An average of 5% cash back
19.99% - 29.99%
$0
Min. recommended credit score: 640
Earn cashback at a rate that grows with your Neo Everyday Account balance, and get an average of 5% cash back at 10,000+ retail partners.
RBC ION Visa image
7,000 points
1.5 points per $1 spent
20.99%
$0
Min. recommended credit score: 660
Get 7,000 Avion points when you get approved for the card.
American Express Cobalt Card image
15,000 points
Up to 5x points per $1 spent
21.99%
$155.88
Min. recommended credit score: 700
Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That’s up to $150 towards a weekend getaway or concert tickets.
BMO CashBack Mastercard image
5% cash back
Up to 3% cash back
21.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
BMO Preferred Rate Mastercard image
0.99% rate on balance transfers for 9 months
N/A
13.99%
$0 annual fee for the first year ($29 thereafter)
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $29 annual fee waived by your first anniversary.
RBC ION+ Visa image
14,000 points
3 points per $1 spent
20.99%
$48
Min. recommended credit score: 660
Get 14,000 Avion points when you get approved for the card. Card costs $4 charged monthly ($48 annually).
BMO eclipse rise Visa Card image
25,000
Up to 5 points per $2 spent
21.99%
$0
Min. recommended credit score: 660
Earn up to 25,000 bonus points.
RBC Avion Visa Infinite image
55,000 points
Up to 1 point per $1 spent
20.99%
$120
Min. recommended credit score: 650
Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by June 3, 2025
American Express Green Card image
10,000 points
1 point per $1 spent
21.99%
$0
Min. recommended credit score: 700
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember. That’s $100 towards groceries or concert tickets.
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