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MBNA Credit Cards

Choose from a range of credit cards including cashback, rewards, low rate and no annual fee.

Please note: All information about MBNA has been collected independently by Finder and products from MBNA are not available through this site.

MBNA offer a wide range of credit cards that suit unique spending habits and personal interests. Depending on the type of credit card you choose, you can pay zero annual fees or low interest rates, earn travel rewards, be rewarded for your spending with cashback or points, or enjoy complimentary extras like travel insurance.

MBNA is a division of The Toronto-Dominion Bank (TD Bank).

Types of MBNA credit cards available

MBNA offer a variety of different credit cards that suit all types of financial situations and spending habits. Here’s a summary of each of the main types of MBNA credit cards that are offered:

  • Balance Transfer credit cards

Get an introductory low interest rate for a specified time period and move your existing credit card balances to your new balance transfer credit card.

  • Low Rate credit cards

If you’re looking for an on-going low purchase interest rate, a low rate card could be the right choice. While you typically won’t earn as many rewards points or cash back, you can save money on interest rates if you often don’t pay down your credit card balance on time.

  • No Annual Fee credit cards

Some of the credit cards offered at MBNA have no annual fees. These cards vary in terms of rewards and perks, however they typically come with complimentary travel insurance, rental car coverage and purchase protection and warranty coverage.

  • Rewards credit cards

Earn rewards points on everyday purchases and redeem them for flights, travel services or merchandise. With plenty of rewards cards on offer, you can select a card that offers rewards you want to redeem.

  • Cashback credit cards

Spend on your card and earn cashback on everyday purchases, including gas and groceries. Redeem your cashback whenever you want. These cards typically come with signup offers which can accerlate your earn rate for a few months.

  • Travel Rewards credit cards

Earn points toward hotel stays, gift cards, dining and more. Travel cards typically come with bonus point welcome offers, travel related perks and security features to protect you while you spend around the world.

  • Retail and Store credit cards

MBNA offer cards associated with Harley-Davidson, Amazon.ca and Melaleuca. Enjoy welcome offers and earn bonus points or loyalty dollars. Retail and store cards typically come with no annual fees.

The benefits of banking with MBNA

Some of the features you can enjoy when you get an MBNA credit card include:

  • MBNA rewards

You can earn MBNA rewards points which can be used toward merchandise, travel, cashback and gift cards.

  • MBNA Internet banking

MBNA have a secure online banking site that you can use to check your balances, manage your money, pay your balances, send money to others, pay bills and move your money.

  • MBNA credit card complimentary extras

Get access to complimentary extras like Purchase Security and Extended Warranty Protection. Some cards also come with additional complimentary extras which may include travel insurance, auto rental and collision insurance, concierge services, and other luxury travel benefits.

  • MBNA credit cards security

MBNA use a variety of methods to protect you from fraud including the use of encryption technology and real-time fraud detection. This means that you will be notified immediately if there is any unusual activity on your account.

How to apply for an MBNA credit card

Before you get started on your application, you should make sure that you meet the eligibility requirements for the specific credit card that you’re interested in. Eligibility requirements can vary between credit cards, but generally include the following:

Eligibility requirements

  • Your age. You should be the age of majority in your province or territory (18 or 19 years old).
  • Your residency status. You typically need to be a Canadian resident to apply for a Canadian credit card.
  • Your credit history. Most credit cards will require you to have good to excellent credit of 650 or higher, while some may accept fair to poor credit, depending on the specific credit card.

Information you will need for your application

After checking that you’re eligible for the credit card, you’ll need to gather the following information in order to proceed with the application process:

  • Personal information. You’ll need to provide personal information such as your address and your contact information. You’ll also need to verify your identity by providing an accepted form of identification, such as your driver’s licence number or passport number.
  • Financial information. You will need information about your current employment, income and assets like shares or property and your employer’s contact details. If you are self-employed, you may need to provide information regarding your expenses, liabilities and your accountant’s contact information.

Compare other credit cards

1 - 10 of 42
Name Product CACCF Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard
N/A
Up to 2% cash back
20.99%
$0
Min. recommended credit score: 650
Get up to 2% unlimited cash back on grocery store purchases, and up to 1% cash back on all other qualifying purchases and pre-authorized payments.
Neo Credit Mastercard
Get $25.00 + up to 15% cash back
Up to 5% cash back
19.99% - 29.99%
$0
Min. recommended credit score: 640
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at partner stores and at least 1% cashback guaranteed.
RBC ION Visa
3,500 points
1.5 points per $1 spent
20.99%
$0
Min. recommended credit score: 660
Get 3,500 Avion points when you get approved for the card. Apply by January 15, 2025.
Tangerine World Mastercard
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until January 31, 2025. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
American Express Cobalt Card
15,000 points
Up to 5x points per $1 spent
21.99%
$155.88
Min. recommended credit score: 700
Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That’s up to $150 towards a weekend getaway or concert tickets.
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until January 31, 2025. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
RBC Avion Visa Infinite
55,000 points
Up to 1 point per $1 spent
20.99%
$120
Min. recommended credit score: 650
Get up to 55,000 Welcome Points. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by November 25, 2024.
BMO eclipse rise Visa Card
25,000
Up to 5 points per $2 spent
20.99%
$0
Min. recommended credit score: 660
Earn up to 25,000 bonus points.
RBC ION+ Visa
7,000 points
3 points per $1 spent
20.99%
$48
Min. recommended credit score: 660
Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in the first 3 months. Apply by January 15th, 2025.
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Frequently asked questions about MBNA credit cards

MBNA is the registered trademark of The Toronto-Dominion Bank. Finder is not connected with MBNA products, and this page is not sponsored, endorsed or administered by, or associated with, the Toronto-Dominion Bank or the MBNA products. All product names, logos, and brands have been used for identification purposes only and are property of their respective owners.
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Written by

Producer

Emma Balmforth is a producer at Finder. She is passionate about helping people make financial decisions that will benefit them now and in the future. She has written for a variety of publications including World Nomads, Trek Effect and Uncharted. Emma has a degree in Business and Psychology from the University of Waterloo. She enjoys backpacking, reading and taking long hikes and road trips with her adventurous dog. See full bio

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