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Welcome Offer	Rewards	Purchase Interest Rate	Annual Fee	Min. Credit Score
RBC Cash Back Mastercard	Up to 7% cash back	Up to 2% cash back	20.99%	$0	Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases. Apply by March 25, 2026.. T&Cs apply.	Min. recommended credit score: 650	Go to site View details Compare product selectionCompare	loading
BMO CashBack Mastercard	5% cashback	Up to 3% cashback	21.99%	$0	Get up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances. T&Cs apply.	Min. recommended credit score: 660	Go to site View details Compare product selectionCompare	loading
American Express Cobalt Card	15,000 points	Up to 5x points per $1 spent	21.99%	$191.88	Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That’s up to $150 towards a weekend getaway or concert tickets. T&Cs apply.	Annual fee: $15.99/month ($191.88 annually). Quebec residents: $191.88/year. Min. recommended credit score: 700	Go to site View details Compare product selectionCompare	loading
Neo Mastercard	N/A	An average of 5% cash back	19.99% - 29.99% (up to 25.24% in NL & QC)	$0	Min. recommended credit score: 640	Go to site View details Compare product selectionCompare	loading
Tangerine Money-Back Credit Card	Bonus 10% cash back	Up to 2% cash back	20.95%	$0	Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until April 30, 2026. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.	Min. recommended credit score: 600	Go to site View details Compare product selectionCompare	loading
BMO Preferred Rate Mastercard	0% rate on balance transfers for 9 months	N/A	13.99%	$0 annual fee for the first year ($29 thereafter)	Get a 0% introductory interest rate on balance transfers for 9 months with a 0.99% transfer fee. Plus, get the $29 annual fee waived for the first year. T&Cs apply.	Min. recommended credit score: 660	Go to site View details Compare product selectionCompare	loading
Tangerine Money-Back World Mastercard	Get $120	Up to 2% cash back	20.95%	$0	Get $120 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. Valid until April 30, 2026. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.	Min. recommended credit score: 600	Go to site View details Compare product selectionCompare	loading

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Written by

Emma Balmforth

Producer

Emma Balmforth is a producer at Finder. She is passionate about helping people make financial decisions that will benefit them now and in the future. She has written for a variety of publications including World Nomads, Trek Effect and Uncharted. Emma has a degree in Business and Psychology from the University of Waterloo. She enjoys backpacking, reading and taking long hikes and road trips with her adventurous dog. See full bio

Emma's expertise

Emma has written 120 Finder guides across topics including:

Banking
Personal Loans
Car Loans
Business Loans

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