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Marriott Bonvoy American Express Card review

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Marriott Bonvoy American Express Card
Welcome Offer
50,000 points
Rewards
Up to 5x points per $1 spent
Annual Fee
$120
Purchase Interest Rate
21.99%
Cash Advance Rate
21.99%

Our verdict

With the Marriott Bonvoy American Express Card, you can accrue bonus points for the Marriott Bonvoy rewards program.

Earn Marriott Bonvoy points that you can use towards free hotel stays and getaways. Earn 5 points per $1 spent at hotels participating in Marriott Bonvoy, and 2 points per $1 spent elsewhere. You'll also get access to travel insurance coverage and American Express experiences.

Best for: Those who enjoy staying at Marriott hotels.

Pros

  • Earn up to 5 points per $1 spent
  • Enjoy a bonus of up to 50,000 points
  • Travel insurance coverage
  • Access Marriott Bonvoy rewards program and American Express Experiences

Cons

  • American Express is not as widely accepted as Visa or Mastercard
  • This card has an annual fee of $120

In this guide

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The Marriott Bonvoy American Express Card provides users with the opportunity to collect reward points as they spend. The card also offers travel coverage and is backed by 24/7 customer support from American Express.

Key features

  • Travel coverage. Your Marriott Bonvoy American Express Card gains you access to travel coverage from American Express. This coverage includes travel emergency and accident insurance, car rental theft and damage insurance, flight and baggage delay insurance including lost or stolen and hotel or motel burglary coverage.
  • Marriott Bonvoy rewards program. The Marriott Bonvoy American Express Card places you on the Marriott Bonvoy™ rewards program. Points you earn can be used to claim luxury hotel stays and event experiences.
  • Additional Cards. Additional cards carry no annual fees. You’ll be allowed up to 9 additional cards for your account, and all cardholders must be at least 13 years old. Your account must be in good standing to claim additional cards.
  • 24/7 customer service. You can make a call to American Express customer service at any time, on any day.

Bonus features

  • Welcome bonus. Earn 50,000 Marriott Bonvoy points after you charge $1,500 in purchases to your card in the first three months. Subject to change at any time.
  • Marriott Bonvoy membership perks. Get an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary. Plus, receive 15 Elite Night Credits each calendar year, which can be used towards attaining the next level of Elite status in the Marriott Bonvoy program. Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.
  • Accelerated points earning. Earn 5 points per $1 spent at hotels participating in Marriott Bonvoy, and 2 points per $1 spent elsewhere. Points can be redeemed for free night stays with no blackout dates at over 7,000 participating Marriott hotels.
  • Referral bonus. You could gain Marriott Bonvoy points for every approved referral to the Marriott Bonvoy American Express Card (up to 150,000 points per year).

What to watch out for

  • International use. If you’re travelling overseas with your card remember that American Express is not as widely accepted as Mastercard and Visa.
  • Missed payments. If you have missed payments, the applicable rates for your account will be 25.99% and/or 28.99%.

Marriott Bonvoy American Express Card interest rates

Interest TypeInterest Rate
Purchase interest rate21.99%
Cash advance rate21.99%

What should I know before I apply?

Eligibility requirements:

To be eligible for the Marriott Bonvoy American Express Card you must:

  • Be a Canadian resident.
  • Have a Canadian credit file.
  • Be the age of majority in the province or territory where you live.
Required documents and information:
  • Your name and contact information.
  • Your residential address.
  • Accounts information.

How to apply for the Marriott Bonvoy American Express Card

    1. Head to the American Express website.
    2. Choose the Marriott Bonvoy American Express Card and select ‘apply’ to start your application.
    3. Fill in the application, providing the necessary information and documentation where appropriate.
    4. Double check and submit your application.

    How long will it take to be approved?

    You could hear from American Express in as soon as 60 seconds. Your exact approval time will depend on the application you have provided. If you’ve forgotten to add documentation or your application needs a manual review, your approval wait could take 10 business days.

    Compare other American Express credit cards

    1 - 5 of 12
    Name Product CACCF Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
    American Express Cobalt Card
    15,000 points
    Up to 5x points per $1 spent
    21.99%
    $155.88
    Min. recommended credit score: 700
    Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That’s up to $150 towards a weekend getaway or concert tickets.
    American Express Green Card
    10,000 points
    1 point per $1 spent
    21.99%
    $0
    Min. recommended credit score: 700
    Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember. That’s $100 towards groceries or concert tickets.
    More Info
    SimplyCash Card from American Express
    Up to $100 in bonus cash back
    Up to 2% cash back
    21.99%
    $0
    Min. recommended credit score: 700
    In your first 3 months earn a bonus 5% cash back on all purchases, on top of your everyday cash back earn rates (up to $2,000 in purchases). That’s up to $100 in bonus cash back.

    American Express Aeroplan Reserve Card
    85,000 points
    Up to 3x points
    21.99%
    $599
    Min. recommended credit score: 700
    Earn up to 85,000 welcome bonus Aeroplan points. That's a value of up to $2,600 or more when you combine your welcome bonus points and card benefits.
    American Express Aeroplan Card
    40,000 points
    Up to 2x points
    N/A
    $120
    Min. recommended credit score: 700
    Earn up to 40,000 welcome bonus Aeroplan points. That’s up to $900 or more in value when you combine your welcome bonus points and card benefits.
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    Bottom line

    You can’t go wrong with the Marriott Bonvoy American Express Card if you’re looking for plenty of rewards points and extensive travel coverage options.

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