Best chequing accounts in Canada

Compare chequing accounts by fees, bonuses, pros & cons and open an account online today.

BMO Performance Chequing Account

★★★★★

Earn a $600 welcome bonus

Unlimited free transactions and e-Transfers

$17.95 monthly account fee (can be waived)

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Compare chequing accounts

Use the table below to compare accounts based on the features you’re looking for.

1 - 4 of 4
Name Product CAFSA-CHQ Monthly Account Fee Free Transactions e-Transfer Fee Bonus Offer Offer
Simplii No Fee Chequing Account
Finder Score: 3.9 / 5: ★★★★★
Simplii No Fee Chequing Account
$0
unlimited
$0
Earn $500
Earn $500 when you become a new client and set up a direct deposit of at least $100 for 3 months. Offer ends February 28, 2025.
BMO Performance Chequing Account
Finder Score: 3.7 / 5: ★★★★★
BMO Performance Chequing Account
$17.95 (can be waived)
unlimited
$0
Earn $600
Get up to a $600 cash bonus. Valid until March 3, 2025. Plus, earn a 4.75% promo interest rate when you open a Performance Chequing and a Savings Amplifier Account.
Coast Capital Free Chequing, Free Debit, and More Account
Finder Score: 3.7 / 5: ★★★★★
Coast Capital Free Chequing, Free Debit, and More Account
$0
unlimited
$1.50
Get $150
Get $150 when you open an use a Free Chequing, Free Debit and More Account. Conditions apply. Apply by November 28, 2024.
RBC Signature No Limit Banking Account
Finder Score: 3.8 / 5: ★★★★★
RBC Signature No Limit Banking Account
$16.95
unlimited
$0
Get $450
Get $450 when you open an RBC Signature No Limit Banking Account. Apply by February 10, 2025.
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You may also be interested in these digital banks

People looking for chequing accounts may also be interested in digital banks due to the lower fees, convenience in managing your money anywhere with internet connection and for the tech-savvy features. You may also earn interest with digital banks.

Neo Everyday Account
Finder Rating: ★★★★★ 4 / 5
Read review

Neo Everyday Account

0.10%
Interest Rate
$0
Account Fee
$0
Transaction Fee
The highly-rated Neo Everyday Account and mobile app from Neo Financial makes it easy to manage your account anytime, anywhere. Serving as a spending and saving account, you'll earn a competitive interest rate of 0.1%. Enjoy a , $0 annual fees, no minimum balance requirement and free transactions.
  • Comes with free Neo Money Card for transactions
  • $0 account fee
  • $0 transactions
  • No minimum balance
  • No physical branches for in-person service
Min. Age 18
Account Fee $0
Transaction Fee $0
Interac e-Transfer Fee $0
NSF Fee $0
International ATM Fee $0
EQ Bank Personal Account
Finder Rating: ★★★★★ 4.3 / 5
Go to site Read review

EQ Bank Personal Account

Earn 3.75%
Bonus Offer
$0
Monthly Account Fee
unlimited
Free Transactions
Earn 3.75% interest with an EQ Bank Personal Account. Enjoy high interest with no fees on everyday banking, plus unlimited transactions and no minimum balances. Sign up online in minutes. Plus, you can also apply for a Joint account if you're looking to save with your partner or family.
  • $0 account fee
  • unlimited transactions
  • $0 Interac eTransfers
  • Earn 3.75% interest on your balance
  • No physical branches for in-person service
  • Some standard banking features not available such as overdraft protection, use of ATMs and the option to have paper statements
Min. Age 18
Account Fee $0
Overdraft Fee $0

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