Below, you’ll find financing offers available for the different provinces. We’ve highlighted essential terms and details to guide you in selecting the financing option that best suits your needs.
Below are current Ford Finance financing offers for certain models plus regions where we found those offers.
| Model | Offer (APR) | Loan term | Regions |
|---|---|---|---|
| 2024 Bronco | From 0% | Up to 60 months | Vancouver, BC; Calgary, AB; Winnipeg, MB; Charlottetown, PEI; Montreal, QC; Halifax, NS; St. John’s, NL; Fredericton, NB; Saskatoon, SK; Toronto, ON |
| 2025 Explorer | 5.99% | Up to 60 months | Fredericton, NB; Saskatoon SK; Toronto, ON; Vancouver, BC; Calgary, AB; Winnipeg, MB; Charlottetown, PEI; Montreal, QC; Halifax, NS; St. John’s NL |
| 2024 F-150 | 0% | Up to 72 months | Vancouver, BC; Calgary, AB; Winnipeg, MB; Charlottetown, PEI; Montreal, QC; Halifax, NS; St. John’s, NL; Fredericton, NB; Saskatoon, SK; Toronto, ON |
| 2024 Escape | 0% | Up to 60 months | Toronto, ON; Vancouver, BC; Calgary, AB; Winnipeg, MB; Charlottetown, PEI; Halifax, NS; St. John’s, NL; Fredericton, NB; Saskatoon, SK |
| 2024 Ranger | 4.99% | Up to 72 months | Fredericton, NB; Saskatoon, SK; Toronto, ON; Vancouver, BC; Calgary, AB; Winnipeg, MB; Charlottetown, PEI; Halifax, NS; St. John’s NL |
| 2024 Maverick | 4.99% | Up to 72 months | Saskatoon, SK; Toronto, ON; Vancouver, BC; Calgary, AB; Winnipeg, MB; Charlottetown, PEI; Halifax, NS; St. John’s, NL; Fredericton, NB |
Offers last verified on December 4, 2024 and are available December 3-9, 2024 and December 20, 2024 to January 1, 2025 for certain models or up to January 2, 2025 for other models. Offers are on approved credit, vary by region and may have other conditions.
Yes, at the time of writing, Ford offers 0% financing options in select locations on select vehicles to qualified customers. You can search for offers directly on the Ford website or on the website of your local Ford dealership.
Related: 0% financing in Canada
Ford financing rates in Canada vary, with promotional APRs ranging from as low as 0% to 5.99%, depending on the time of year and current offers. Rates are typically influenced by the model, loan term and your credit profile.
Additionally, you can also lock in these “incentives” or promotional offers when you order your vehicle online. Once you’ve submitted your order, your local Ford dealer will reach out to review your custom order and discuss the incentives available to you.
For example, if you’re considering financing a 2024 F-150 in Ontario, check Ford’s website or your local dealership’s site for current offers. Remember that these promotions are often limited-time, so requesting a dealer quote can help lock in the best available rate.
Currently, Ford Canada is offering competitive financing options on several popular models. The 2024 Ford F-150 currently stands out with financing rates as low as 0% APR for up to 72 months, making it an appealing choice for buyers looking for extended financing terms with no interest.
The 2024 Ford Bronco family models also offer 0% APR financing—although for a slightly shorter term of up to 60 months—providing flexibility for those interested in Ford’s rugged SUV lineup.
Additionally, the 2024 Ford Escape is available with 0% APR financing for up to 60 months, offering great value in the compact SUV category.
You’ll need to meet the following eligibility criteria to qualify for Ford financing:
It is still possible to get financing with no credit history. Ford advertises special financing programs for recent graduates, first-time buyers and those who are new to the country. These programs can help make vehicle ownership more accessible, although eligibility and terms may vary based on individual circumstances.
For those with bad credit, reaching out directly to a Ford dealership can provide insight into available financing options and any special programs that might apply. Consulting with a dealer can also clarify what steps, if any, might improve the likelihood of approval.
To increase your chance of approval with bad credit, you typically need to have a large down payment (so that you’ll only borrow a small amount) and stable, full-time income. Lenders also prefer that your current monthly debt payments do not exceed 40% of your monthly income.
Ford Credit Canada reviews are generally quite mixed. People who left positive reviews mentioned factors such as competitive rates and stress-free financing and repayments. Those who left negative reviews complained about things like customer service issues and mistakes or slow turnaround times when processing changes to their account.
| Feature | Details |
|---|---|
| BBB accredited | No |
| BBB rating | A+ |
| Google reviews | 2.6 out of 5 stars, based on 54 Ford Credit Canada reviews |
| Trustpilot reviews | No reviews available |
| Facebook reviews | No reviews available |
| Customer reviews verified as of | December 4, 2024 |
Ford Credit Canada allows you to finance the purchase of Ford vehicles. The Ford range includes cars, SUVs, crossovers, trucks and vans as well as a mix of gasoline-powered, hybrid and electric vehicles.
Popular models you can buy include the F-150 pickup truck, the Mustang sports car, and the Escape and Explorer SUVs.
Ford offers a variety of financing options across Canada, providing flexibility for buyers with different needs and budgets. These options vary by model, location and credit profile, so it’s essential to check with your local dealership or the Ford website to find the best available offer for you.
Whether you’re interested in the rugged F-150 or the versatile Bronco, comparing current incentives and exploring prequalification can help you secure a rate that fits your budget. For those who qualify, Ford financing can offer a straightforward path to owning a new vehicle without breaking the bank.
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