Ford financing in Canada for November 2024

Ford offers a range of competitive financing and leasing options across Canada, making it easier for Canadians to drive off in their preferred Ford model.

Below, you’ll find up-to-date financing offers available provincewide. We’ve highlighted essential terms and details to guide you in selecting the financing option that best suits your needs.

0% Financing

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  • Rates from 0% - 46.96%
  • Borrow $500 - $50,000
  • Loan terms from 3 - 60 months
  • Easy process
  • Get matched with offers

Quick Pre-Approval

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  • Rates from 3.90% - 29.90%
  • Borrow $500 - $75,000
  • Loan terms from 12 - 96 months
  • Pre-qualify within minutes
  • Get matched with offers

Used Cars

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  • Rates from 3.90% - 29.90%
  • Borrow $500 - $75,000
  • Loan terms from 12 - 96 months
  • 6 dealerships in Ontario
  • Fast and easy approval process

Latest Ford Finance Canada offers

Below is a snapshot of current Ford Finance lease and financing offers. Offers are based on approved credit.

ProvinceModelOffer (APR)Loan term
Alberta2024 BroncoFrom 0%Up to 60 months
Alberta2025 Explorer5.99%Up to 60 months
Manitoba2024 F-1500%Up to 72 months
Manitoba2024 Mustang Mach-E2.49%60 months
BC2024 Bronco Sport0%Up to 60 months
BC2024 Escape0%Up to 60 months
Ontario2024 F-1500%Up to 72 months
Ontario2024 Bronco0%Up to 60 months
New Brunswick2024 Ranger4.99%Up to 72 months
New Brunswick2024 F-1500%Up to 72 months
Newfoundland and Labrador2024 Bronco0%Up to 60 months
Newfoundland and Labrador2024 Bronco Sport0%Up to 60 months
Nova Scotia2024 Escape0%Up to 60 months
Nova Scotia2024 Maverick4.99%Up to 72 months
Prince Edward Island2024 Ranger4.99%Up to 72 months
Prince Edward Island2024 Mustang Mach-E2.49%60 months
Quebec2024 F-1500%Up to 72 months
Quebec2024 Bronco Sport0%Up to 60 months
Saskatchewan2025 Explorer5.99%Up to 60 months
Saskatchewan2024 Escape0%Up to 60 months

Offers last verified on November 6, 2024 and expire on November 21, 2024 or December 2, 2024 (where an expiration date is disclosed). Offers are on approved credit, vary by region and may have other conditions.

Does Ford have 0% financing rates?

Yes, at the time of writing, Ford offers 0% financing options in select locations on select vehicles to qualified customers. You can search for offers directly on the Ford website or on the website of your local Ford dealership.

How much is Ford financing in Canada?

Ford financing rates in Canada vary, with promotional APRs ranging from as low as 0% to 5.99%, depending on the time of year and current offers. Rates are typically influenced by the model, loan term and your credit profile.

Additionally, you can also lock in these “incentives” or promotional offers when you order your vehicle online. Once you’ve submitted your order, your local Ford dealer will reach out to review your custom order and discuss the incentives available to you.

For example, if you’re considering financing a 2024 F-150 in Ontario, check Ford’s website or your local dealership’s site for current offers. Remember that these promotions are often limited-time, so requesting a dealer quote can help lock in the best available rate.

Which Ford models have competitive financing offers?

Red Ford F-150

Currently, Ford Canada is offering competitive financing options on several popular models. The 2024 Ford F-150 currently stands out with financing rates as low as 0% APR for up to 72 months, making it an appealing choice for buyers looking for extended financing terms with no interest.

The 2024 Ford Bronco family models also offer 0% APR financing—although for a slightly shorter term of up to 60 months—providing flexibility for those interested in Ford’s rugged SUV lineup.

Additionally, the 2024 Ford Escape is available with 0% APR financing for up to 60 months, offering great value in the compact SUV category.

Do you qualify for Ford interest rates if you have bad credit or no credit history?

It is still possible to get financing with no credit history. Ford advertises special financing programs for recent graduates, first-time buyers and those who are new to the country. These programs can help make vehicle ownership more accessible, although eligibility and terms may vary based on individual circumstances.

For those with bad credit, reaching out directly to a Ford dealership can provide insight into available financing options and any special programs that might apply. Consulting with a dealer can also clarify what steps, if any, might improve the likelihood of approval.

To increase your chance of approval with bad credit, you typically need to have a large down payment (so that you’ll only borrow a small amount) and stable, full-time income. Lenders also prefer that your current monthly debt payments do not exceed 40% of your monthly income.

Bottom line

Ford offers a variety of financing options across Canada, providing flexibility for buyers with different needs and budgets. These options vary by model, location and credit profile, so it’s essential to check with your local dealership or the Ford website to find the best available offer for you.

Whether you’re interested in the rugged F-150 or the versatile Bronco, comparing current incentives and exploring prequalification can help you secure a rate that fits your budget. For those who qualify, Ford financing can offer a straightforward path to owning a new vehicle without breaking the bank.

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To make sure you get accurate and helpful information, this guide has been edited by Leanne Escobal as part of our fact-checking process.
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Gabriel Vito is a freelance personal finance writer for Finder. With over four years of experience, he has crafted helpful guides and articles covering various personal finance topics, including credit cards, investing and banking. Gabriel's work has been featured on Yahoo Finance, NASDAQ, GoBankingRates, and more. He has a Bachelor's Degree in English and is passionate about helping others navigate their financial journey. See full bio

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