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Summary

Sonnet insurance lets Canadians shop auto coverage entirely online. It uses powerful data analytics to provide customized coverage at competitive rates.

Sonnet Insurance is an entirely digital insurance platform that aims to provide customized coverage on home and auto insurance. It doesn't rely on a middleman, which means more savings are passed on to the customer.

Sonnet is a convenient option for digital natives looking to simplify their auto insurance. The platform is easy to navigate and provides comprehensive insurance quotes in less than five minutes. If you're on the fence about switching insurance providers or are looking to see what's out there, visit Sonnet's website to learn more.

Pros

Competitive rates. The biggest advantage with using Sonnet is not having to go through a middleman. This means the quotes you receive are highly competitive.
Bundle insurance for more savings. Sonnet doesn’t just provide auto insurance, it also covers your residence. By bundling insurance coverage, you’ll save on both.
Easy to understand. Insurance can be complicated but Sonnet makes it straightforward and easy. You can request a quote, review policy options and buy insurance directly through the platform without having to sift through complicated paperwork.

Cons

Not available everywhere. Currently, Sonnet auto insurance is only available in Ontario, Alberta, Nova Scotia, New Brunswick and Prince Edward Island. In British Columbia, Sonnet offers home insurance only.

What coverage options does Sonnet car insurance offer?

Unlike other digital insurance boutiques, Sonnet insurance provides comprehensive coverage spanning auto, home, condo, tenant, landlord and pet.

Sonnet auto insurance lets you customize your coverage from bare-bones necessities to full coverage. The Ultimate Package covers everything from liability to collision and up to accident benefits, while also tacking on ticket forgiveness and rental benefits.

Sonnet insurance bundles

If you visit the Sonnet Insurance homepage, one of the first things you’ll see is the option to get a home and auto insurance quote in less than five minutes. The platform provides home and auto bundles that let you save on coverage. Whether you choose to bundle now or later, the same price applies to the policy.

Like other insurance providers, Sonnet car insurance also lets you or your spouse apply group discounts to your policy.

What Sonnet insurance exclusions do I need to know about?

Sonnet car insurance offers three tiers of protection: Essentials, Preferred and Ultimate. Each covers at least liability, accident benefits, collision, comprehensive and accident forgiveness. Your specific insurance policy will be generated electronically when you purchase coverage from Sonnet. There, you can review specific exclusions.

Other Sonnet car insurance reviews

The company currently has a B+ rating on the Better Business Bureau. Keep in mind that its parent company is Economical Insurance, which has been around since 1871.

Sonnet Insurance Awards

Sonnet insurance has earned several customer service awards. Sonnet was the only Canadian financial services company recognized by the Stevie Awards, an international competition that rates contact centres and customer service organizations.

Sonnet won bronze awards for innovation in customer service, contact centre of the year (up to 100 seats) and customer service department of the year (up to 100 seats).