Nyble Credit Line
- Access up to $250 to build credit
- No credit check
- No interest or required fees
5 loans like Nyble in Canada
Compare loan apps like Nyble to access emergency funding.
Nyble is a relatively new company in Canada that offers credit lines of up to $250 to help you borrow money fast and avoid overdrafts.
If you’d like to consider loan options other than Nyble, we’ve compiled a list below of apps or sites like Nyble. These providers offer rapid emergency funding, but you may pay more in interest.
Cash advance apps like Nyble in Canada
1. KOHO
KOHO Cover
$20 – $250
Loan amount
Loan amount
Starting at 0%
APR
APR
Flexible
Term
Term
Get a zero-interest cash advance ranging from $20 to $250 when you pay a 0% interest with a subscription fee starting at $2/month. You'll need a KOHO account to access this service.
- No late fees
- Zero interest
- No impact to credit score
- Free financial coaching service
- KOHO account required
- Monthly fee(s)
| Loan amount | $20 – $250 |
|---|---|
| APR | Starting at 0% |
| Term | Flexible |
| Fees | 0% interest with a subscription fee starting at $2/month |
| Turnaround time | Immediately |
2. Bree
Bree Early Pay
$20 – $350
Loan amount
Loan amount
Starting at 0%
APR
APR
Next pay cycle (65 days max)
Term
Term
Similar to Nyble, Bree lets you borrow a small amount of up to $350 to help you cover expenses until your next payday. You won't have to pay any interest, but there's a small monthly subscription fee plus an extra fee if you need funding within a few minutes.
- Easy application process
- No credit checks
- 0% interest and no late fees
- $2.99 monthly membership fee
- Loan amount may not be enough for your needs
- Extra fee for fast transfers
- May not improve your credit, unlike Nyble
| Loan amount | $20 – $350 |
|---|---|
| APR | Starting at 0% |
| Term | Next pay cycle (65 days max) |
| Fees | 0% interest with a $2.99 monthly membership fee |
| Turnaround time | Receive funds within 5 minutes with express delivery (the fee is based on the advance amount) and up to 3 business days for standard delivery. |
Must read: Cash advance apps in Canada
⚠️ Warning: Be cautious with payday loans
High-cost payday loans are unsustainable for borrowing over a continued period of time and are expensive as a means of longer-term borrowing. If you're experiencing financial hardship call Credit Counselling Canada for free financial counselling (Monday-Friday 8:00am-5:00pm at +1 866-398-5999). You may also want to consider payday loan alternatives. Maximum borrowing costs will vary by province. Review the maximum borrowing cost for your province before entering into a loan agreement.Payday loan apps like Nyble
1. iCash
iCash Payday Loan
$100 – $1,500
Loan amount
Loan amount
7 – 62 days
Loan Term
Loan Term
2 minutes
Min. Turnaround Time
Min. Turnaround Time
iCash provides quick funding and accepts non-employment income like Nyble. You can get e-Transfer funding in as little as 2 minutes after approval. Unlike Nyble, iCash provides payday loans so you can borrow more but at higher rates.
- 4.4/5 stars based on over 2,500 Trustpilot reviews
- 4.8/5 stars based on over 16,000 reviews for iOS
- 4.7/5 stars based on over 26,000 reviews for Android
- Get money in as little as 30 minutes
- Get funded 24/7
- Payday loans are expensive
- Short repayment terms
- Not available in all provinces
| Loan amount | $100 – $1,500 |
|---|---|
| APR | Varies by province |
| Term | 7 - 62 days |
| Min. Turnaround time | As little as 2 minutes with Interac e-Transfer |
| How to apply | Online In Store |
| Credit Check | Yes |
2. Cash Money
Cash Money Payday Loan
$100 – $1,500
Loan amount
Loan amount
5 – 40 days
Loan Term
Loan Term
15 minutes
Min. Turnaround Time
Min. Turnaround Time
Cash Money offers higher loan amounts (and higher rates) than Nyble through its payday loans. It's possible to get instant approval and funding in as little as 15 minutes when you use the Cash Money app.
- 4.2/5 stars based on over 500 reviews for Android
- Instant decisions
- Fast access to funds
- Established lender with A+ Better Business Bureau rating
- 2.1/5 stars based on over 100 reviews for iOS
- Not available in all provinces
- High cost of borrowing
| Loan amount | $100 – $1,500 |
|---|---|
| APR | Varies by province |
| Term | 5 - 40 days |
| Min. Turnaround time | As little as 15 minutes with INTERAC e-Transfer |
| How to apply | Online In Store |
| Credit Check | Yes |
3. PAY2DAY
PAY2DAY Payday Loan
$300 – $1,500
Loan amount
Loan amount
Up to 62 days
Loan Term
Loan Term
60 minutes
Min. Turnaround Time
Min. Turnaround Time
PAY2DAY is another Nyble alternative that offers instant loans through its app. Like Nyble, you won't have to undergo a credit check to get approved and PAY2DAY is open to many types of income.
- Get cash in 1-2 hours
- 4.7/5 stars based on over 4,900 Trustpilot reviews
- 24/7 online approvals and funding
- 3.6/5 stars based on over 30 reviews for iOS
- No Android app available
- Not available in all provinces
- High cost of borrowing
- Short loan terms
| Loan amount | $300 – $1,500 |
|---|---|
| APR | Varies by province |
| Term | Up to 62 days |
| Min. Turnaround time | Within 1-2 hours via e-Transfer once approved |
| Credit Check | No |
Must read: Best payday loans in Canada
How does Nyble compare?
You can read our Nyble review for details, but here are the highlights:
- No interest or late fees
- No credit check required
- Ability to roll over your loan
- Improve your credit score
- Easy to sign up
- Available across Canada
- Small loan amounts
- $11.99 per month for fast transfers, a full credit report and other premium perks
How does Nyble compare with payday loan apps?
Nyble, and apps most similar to Nyble, have several similarities and differences with payday loan apps:
Similarities
- Fast funding. With both types, it’s possible to get your money within an hour of applying.
- Flexible requirements. You can qualify using government benefits or private pensions as income and sometimes you won’t need to go through a credit check.
- Easy online application. Use the app to apply for funding within minutes.
Differences
- Payday loans are more expensive. You’ll pay $14 to $17 for every $100 borrowed, which works out to annual percentage rates (APRs) in the triple digits.
- Payday loans have higher loan amounts. You can borrow up to $1,500, while apps like Nyble usually cap at around $350.
- Payday loans are usually faster. You can get instant approval and funding 24/7 with some payday lenders. Learn more about instant loans.
- Payday loans do not allow rollovers. With Nyble, if you don’t have enough money to repay your loan, you can choose to repay it next month or the month after. Payday lenders cannot offer this.
Dive deeper: Best online loans
How do I sign up for apps like Nyble?
To sign up for Nyble or apps like Nyble in Canada, you’ll need to provide:
- Your name, email address and phone number
- Your date of birth
- Your bank account details
- Proof of ID
Nyble vs Bree
Nyble and Bree are two pay advance apps in Canada that are not payday loans. Here’s how the two compare:
| Nyble | Bree | |
|---|---|---|
| Loan amount | $30 – $250 | $20 – $350 |
| Loan term | 30 days, extendable, rollovers allowed | Next pay cycle (65 days max) |
| Cost | 0% interest | 0% interest, $2.99 monthly membership fee |
| Speed | Instant approval available, instant funding available for a fee | Instant approval available, instant funding available for a fee |
| 24/7 funding | Available | Available |
| Eligibility | Age of majority, linked bank account | Age of majority, linked bank account |
| Ease of approval | Easy to get approved | Easy to get approved |
| Credit check | Not required | Not required |
| Application process | Web app, iOS app | Web app |
Dive deeper: Nyble vs Bree vs KOHO: Who's the best?
Bottom line
Nyble is one of a few companies in Canada that allow you to borrow a small amount with no interest. If you’re looking for apps most similar to Nyble, consider Bree and KOHO. Other apps that provide quick funding for emergencies include Cash Money, iCash and PAY2DAY, but these loans will cost you more.
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