- Trade options, futures, options on futures, stocks, ETFs
- $0 commission to close options
- Pro-grade platform and risk analysis tools
Finder makes money from featured partners, but editorial opinions are our own.
Advertiser disclosure
Pontiac, Michigan-based United Wholesale Mortgage, a wholesale mortgage lender, completed its merger with special purpose acquisition company Gores Holdings IV. Shares of United Wholesale Mortgage began trading on the New York Stock Exchange under the ticker symbol "UWMC" on Friday, January 22, 2021. The stock opened at $11.43 per share.
The merger values the newly combined company, which will now be called UMW Holdings Corporation, at $16 billion.
What's in this guide?
- UWMC shares summary
- Compare share dealing platforms
- Is UWMC stock a buy or sell?
- Stock performance over time
- Can I short UWMC shares?
- Are UWMC shares over-valued?
- United Wholesale Mortgage's financials
- How volatile are UWMC shares?
- Does United Wholesale Mortgage pay a dividend?
- Other common questions
Our top picks for where to buy UWM stock
- Trade $0 commission stocks & ETFs with as little as $1
- Theme and ETF screener
- Discover new opportunities with Opto's AI-driven classification system
- Trade stocks, options, ETFs, mutual funds, alternative asset funds
- $0 commission on stocks, ETFs and options, with no options contract fees
- Complimentary access to a financial planner and automated investing
How to buy United Wholesale Mortgage stock
- Choose a stock trading platform. Use our comparison table
- Open an account. Provide your personal information and sign up.
- Fund your account. Deposit funds into your account by linking your banking information or transfer funds from another trading account.
- Search for the stock name – UWMC. Search for the stock by name or ticker symbol.
- Buy the stock. Place your order. It's that simple.
Buy United Wholesale Mortgage stock from these online trading platforms
Compare special offers, low fees and a wide range of investment options among top trading platforms.1 - 4 of 4
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
United Wholesale Mortgage stock price (NYSE: UWMC)
Use our graph to track the performance of UWMC stocks over time.United Wholesale Mortgage shares at a glance
Information last updated 2024-10-25.
| Latest market close | $6.61 |
|---|---|
| 52-week range | $4.55 - $9.63 |
| 50-day moving average | $8.38 |
| 200-day moving average | $7.38 |
| Wall St. target price | $8.36 |
| PE ratio | 223 |
| Dividend yield | $0.4 (5.98%) |
| Earnings per share (TTM) | $0.03 |
Is it a good time to buy United Wholesale Mortgage stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
United Wholesale Mortgage price performance over time
Historical closes compared with the close of $6.54 from 2024-10-29
| 1 week (2024-10-24) | -2.24% |
|---|---|
| 1 month (2024-10-01) | -21.49% |
| 3 months (2024-07-31) | -22.14% |
| 6 months (2024-05-01) | 2.35% |
| 1 year (2023-10-31) | 34.85% |
|---|---|
| 2 years (2022-10-31) | 99.39% |
| 3 years (2021-10-29) | 6.8 |
| 5 years (2019-10-27) | N/A |
Is United Wholesale Mortgage stock undervalued or overvalued?
Valuing United Wholesale Mortgage stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Wholesale Mortgage's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Wholesale Mortgage's P/E ratio
United Wholesale Mortgage's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 223x. In other words, United Wholesale Mortgage shares trade at around 223x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
However, United Wholesale Mortgage's P/E ratio is best considered in relation to those of others within the mortgage finance industry or those of similar companies.
- Rocket Companies Inc (RKT.US): 9.26
- Citigroup (C.US): 18.00
- Ally Financial (ALLY.US): 14.87
United Wholesale Mortgage's EBITDA
United Wholesale Mortgage's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $521.9 million.
The EBITDA is a measure of a United Wholesale Mortgage's overall financial performance and is widely used to measure a its profitability.
To put United Wholesale Mortgage's EBITDA into context you can compare it against that of similar companies.
- Rocket Companies Inc (RKT.US): USD$872.5 million
United Wholesale Mortgage financials
| Revenue TTM | $2.3 billion |
|---|---|
| Operating margin TTM | 29.66% |
| Gross profit TTM | $2.1 billion |
| Return on assets TTM | 2.33% |
| Return on equity TTM | 3.67% |
| Profit margin | 0.13% |
| Book value | $1.19 |
| Market Capitalization | $10.8 billion |
TTM: trailing 12 months
United Wholesale Mortgage share dividends
Dividend payout ratio: 8% of net profits
Recently United Wholesale Mortgage has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Wholesale Mortgage shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In United Wholesale Mortgage's case, that would currently equate to about $0.4 per share.
While United Wholesale Mortgage's payout ratio might seem low, this can signify that United Wholesale Mortgage is investing more in its future growth.
United Wholesale Mortgage's most recent dividend payout was on 9 October 2024. The latest dividend was paid out to all shareholders who bought their shares by 18 September 2024 (the "ex-dividend date").
United Wholesale Mortgage's dividend payout ratio is perhaps best considered in relation to those of similar companies.
- Rocket Companies Inc (RKT.US): 0.00% (does not pay dividend)
- Citigroup (C.US): 0.00%
- Ally Financial (ALLY.US): 0.00%
United Wholesale Mortgage share price volatility
Over the last 12 months, United Wholesale Mortgage's shares have ranged in value from as little as $4.5548 up to $9.6308. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while United Wholesale Mortgage's is 1.675. This would suggest that United Wholesale Mortgage's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
To put United Wholesale Mortgage's beta into context you can compare it against those of similar companies.
- Rocket Companies Inc (RKT.US): 2.417
- Citigroup (C.US): 1.434
- Ally Financial (ALLY.US): 1.384
United Wholesale Mortgage overview
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan. .
Frequently asked questions
nullWhat percentage of United Wholesale Mortgage is owned by insiders or institutions?
Currently 41.461% of United Wholesale Mortgage shares are held by insiders and 64.754% by institutions. How many people work for United Wholesale Mortgage?
Latest data suggests 6,700 work at United Wholesale Mortgage. When does the fiscal year end for United Wholesale Mortgage?
United Wholesale Mortgage's fiscal year ends in December. Where is United Wholesale Mortgage based?
United Wholesale Mortgage's address is: 585 South Boulevard East, Pontiac, MI, United States, 48341 What is United Wholesale Mortgage's ISIN number?
United Wholesale Mortgage's international securities identification number is: US91823B1098
More resources on Finder
More guides on Finder
-
Robinhood Now Let’s You Trade on the Outcome of the Presidential Election; Joining Kalshi and others.
Robinhood Launches Presidential Election Event Contracts Ahead of the Nov 5 Presidential Election
-
Today’s Best Brokerage Account Bonuses [Signup and Transfer Promos]
Explore the best bonuses for opening a new brokerage account.
-
Trading for Beginners: 9 Best Trading Platforms to Get Started
These are the best trading platforms for beginners, according to Finder’s comprehensive analysis.
-
SoFi Invest vs. Robinhood
Compare pros, cons, research tools and reviews for these two trading platforms.
-
10 Best Stock Apps of 2024 to Elevate Your Mobile Trading
Check out our picks of the best trading apps for beginners, options traders, hands-off investors and more.
-
10 Best Brokerage Accounts for Trading and Investing in 2024
See our picks of the best brokerage accounts, including Fidelity, SoFi, Charles Schwab, Public, Robinhood and E*TRADE .
-
How to invest in the S&P 500 in 2024
What you need to know about investing in the leading indicator for the overall US stock market.
-
How to Invest $10K
Maximize $10,000 with broker bonuses, IRA contribution matches, index funds, stocks, ladder CDs, hiring a financial advisor and more.
-
How to Invest $20K: 8 Ways to Maximize Earnings
Top ways to invest $20K include stocks, retirement accounts, conservative investments, ETFs and more. See our full list here.
-
Robinhood Review 2024: IRA Match and No Commissions
A deep dive into the highlights and limitations of Robinhood.
Ask a question