SoFi Technologies is a credit services business based in the US. SoFi Technologies shares (SOFI) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $9.86 – a decrease of 17.21% over the previous week. SoFi Technologies employs 5,000 staff and has a trailing 12-month revenue of around $2.6 billion.
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| Latest market close | $9.86 |
|---|---|
| 52-week range | $6.01 - $18.42 |
| 50-day moving average | $13.82 |
| 200-day moving average | $11.29 |
| Wall St. target price | $13.79 |
| PE ratio | 24.5385 |
| Dividend yield | N/A |
| Earnings per share (TTM) | $0.39 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $9.57 from 2025-04-04
| 1 week (2025-03-31) | -17.71% |
|---|---|
| 1 month (2025-03-07) | -23.99% |
| 3 months (2025-01-08) | -34.23% |
| 6 months (2024-10-08) | 13.79% |
| 1 year (2024-04-05) | 29.32% |
|---|---|
| 2 years (2023-04-06) | 66.43% |
| 3 years (2022-04-07) | 17.86% |
| 5 years (2020-04-04) | N/A |
Valuing SoFi Technologies stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of SoFi Technologies's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
SoFi Technologies's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 25x. In other words, SoFi Technologies shares trade at around 25x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
However, SoFi Technologies's P/E ratio is best considered in relation to those of others within the credit services industry or those of similar companies.
SoFi Technologies's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.7923. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into SoFi Technologies's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
However, it's sensible to consider SoFi Technologies's PEG ratio in relation to those of similar companies.
| Revenue TTM | $2.6 billion |
|---|---|
| Operating margin TTM | 8.32% |
| Gross profit TTM | $2.2 billion |
| Return on assets TTM | 1.5% |
| Return on equity TTM | 8.26% |
| Profit margin | 18.87% |
| Book value | $5.96 |
| Market Capitalization | $10.5 billion |
TTM: trailing 12 months
We're not expecting SoFi Technologies to pay a dividend over the next 12 months.
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Over the last 12 months, SoFi Technologies's shares have ranged in value from as little as $6.01 up to $18.42. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while SoFi Technologies's is 1.869. This would suggest that SoFi Technologies's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
To put SoFi Technologies's beta into context you can compare it against those of similar companies.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner.
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