QuickBridge Review: Fast Cash for Small Businesses

Is QuickBridge legit?

QuickBridge is a legitimate licensed lender in California. It has funded more than $1 billion to 25,000 customers as of December 2024.

But the company lacks transparency, which can be a red flag. QuickBridge doesn’t provide many specifics about loans on its website. And its customer service team is generally hesitant to reveal loan information without an application, making it hard for potential borrowers to make an informed comparison.

What makes QuickBridge shine?

QuickBridge is an alternative lender that works with a wide range of industries, including trucking and real estate, which are typically seen as high-risk. The lender offers funding to business owners who may not qualify for financing from traditional sources due to their industry or creditworthiness.

It offers a wide range of financing, though it specializes in business term loans, especially short-term business financing. Its emphasis on your business’s cash flow also means that your loan amount is tailored to what you can afford to borrow and repay. While this can be pricier than other types of financing, it’s competitive compared to other short-term business loans that charge on-the-dollar fees.

Where QuickBridge falls short

As an alternative lender, QuickBridge’s loans use factoring instead of interest to make its money, which makes its loans more expensive than traditional loans. The lender also charges an origination fee of 1% to 3%, depending on your qualifications.

QuickBridge only offers short-term loans, from 6 to 18 months, that cap out at $500,000. While it offers lending to businesses with credit scores as low as 600, you must have $250,000 or more in annual revenue to qualify.

QuickBridge loan details

QuickBridge contact information

Calculate your monthly loan payments

Finding out how much your monthly payments will be is easy — just plug your expected loan amount, repayment term and interest rate into our calculator.

How to qualify for QuickBridge

You generally must meet the following requirements to qualify for a QuickBridge business loan:

• At least $250,000 in annual sales
• 6 months or more in business
• A business bank account
• A credit score of 600 or higher

However, keep in mind that your requirements may change slightly based on the type of financing you need.

How to apply

You can complete your application over the phone by calling 888-233-9085. An online application is also available. Here’s how to apply online:

1. Go to the QuickBridge site and select Apply now.
2. Fill out a quick form with your name, email, phone number and amount of annual sales, then hit Get Started.
3. Provide your business’s legal name, address, phone number and federal tax ID number (if applicable).
4. Enter your home address, date of birth and Social Security number.
5. Review the application and sign it, then upload the requested bank statements.

As you fill out the application, note the name and contact information of your funding advisor provided. You can contact them directly if you have any questions.

After you submit the application, wait for a funding advisor to contact you — typically within an hour or sometimes up to 24 hours later. You’ll discuss your options and pick a loan amount, term and payment plan based on the program you qualify for.

Follow the funding advisor’s directions to submit any additional documentation required before you review and sign your loan documents. After you submit the completed application, QuickBridge deposits the funds into your business’s bank account. This process usually takes one to two business days.

How QuickBridge compares to other lenders

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Updated regularly

Product USFBL	Finder Score	Min. Amount	Max. Amount	APR	Requirements
Olympus Business Capital	Finder score 9 Excellent	$500	$250,000	Not stated	Been in business for 6 months registered with the state, active and open bank account in business name, have $10,000 of revenue each month	No credit needed. Funding up to $250,000 with a variety of finance options to best fit your business needs.	Go to site Compare	loading Fetching your data...
Fundera business loans	Finder score 8.6 Great	$2,500	$5,000,000	Varies based on lenders	$60,000+ of annual revenue, 550+ personal credit score, in business for 6+ months	Get connected with short-term funding, SBA loans, lines of credit and more.	Go to siteMore Info Compare	loading Fetching your data...
Lendio business loans	Finder score 9.6 Excellent	$1,000	$5,000,000	Varies by lender	Operate business in US or Canada for 6 months or more, have a business bank account, minimum 520 personal credit score, at least $8,000 in monthly revenue.	Submit one simple application to potentially get offers from a network of over 75 legit business lenders.	Go to siteMore Info Compare	loading Fetching your data...
Lendzi	Finder score 9.5 Excellent	$5,000	$20,000,000	Varies by lender	Minimum credit score of 500, minimum annual revenue of $120,000, preferably one to two years in business	Compare lending options and get funded fast.	Go to siteMore Info Compare	loading Fetching your data...
National Funding business loans	Finder score 9.6 Excellent	$5,000	$500,000	Undisclosed	In business 6+ months and make at least $250,000 in annual sales. Other loan types have additional requirements.	Working capital loans and equipment financing, some high-risk industries may be eligible.	Go to siteMore Info Compare	loading Fetching your data...
American Express® Business Line of Credit	Finder score 8 Great	$2,000	$250,000	N/A	Minimum FICO score of at least 660 at the time of application, have started your business at least a year ago, and an average monthly revenue of at least $3,000	Access lines of credit for your small business even if you aren't currently an Amex customer.	Go to siteMore Info Compare	loading Fetching your data...

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QuickBridge reviews and complaints

QuickBridge has many positive reviews on the Trustpilot website. Customers are particularly happy with the quality of customer service, with many mentioning representatives by name. They also praise the company’s easy application process and quick funding times.

However, the few reviews that appear on the Better Business Bureau (BBB) website are mostly negative. The most common complaint is receiving mailers claiming their business has been preapproved for a loan, then ultimately being turned down. A few mention that the cost of borrowing was higher than expected. Be sure to review the terms of your loan agreement before you sign to confirm your business can afford the total cost.

Frequently asked questions

What is a QuickBridge loan?

A business loan from QuickBridge allows you to borrow up to $500,000 to help manage cash flow or cover expenses, then repay within six to 18 months.

What credit score do you need for QuickBridge?

QuickBridge is known for working with business owners of varying credit types and only requires a minimum credit score of 600 to apply.

Is QuickBridge a direct lender?

Yes, QuickBridge is a direct lender that provides a range of loan options for small businesses.

What industries does QuickBridge work with?

QuickBridge works with a wide range of industries — even some that traditional lenders might consider high-risk. It has special lending programs for the following industries, which might struggle to find funding elsewhere:

• Construction and contracting
• Farming
• Food services
• Health and wellness
• Business services
• Transportation and auto repair services

Does QuickBridge do a hard credit check?

QuickBridge will only do a soft pull when you prequalify but may require a hard credit check once you complete the full application.

Is a QuickBridge loan worth it?

The answer to this question depends on your loan’s APR and repayment terms. To get the best deal, compare quotes from different business lenders and see what APRs, fees and terms they’re offering.