National Business Capital: No Restrictions, Fast Loans

Is National Business Capital legit?

Yes, National Business Capital is a legit connection service. While it shares your information with its lending partners — a necessary practice to connect you with a lender — it has a clear privacy policy that outlines how your information is used.

Its website is secure, and it doesn’t ask for any sensitive information with its contact form. It’s also a member of the Small Business Finance Association, an industry organization that helps small businesses and lenders work together.

What makes National Business Capital shine?

National Business Capital offers a streamlined application process and aims to connect businesses with financing options tailored to their needs. Because it partners with over 75 lenders, businesses can borrow up to $10 million, depending on the lender.

Here are a few ways National Business Capital shines:

• Access to a wide network of lenders. By filling out one application via National Business Capital, businesses have access to a wide array of lenders that offer competitive rates and a variety of financing products.
• Fast approval and funding turnaround. It only takes a few minutes to complete an application, and a National Business Capital representative lets you know if you are approved within 24 hours. If approved, funding may be available within one to three business days.
• No restrictions on industry. Unlike many traditional lenders, National Business Capital doesn’t have restrictions on high-risk industries.
• Offers personal business advisors and resources. National Business Capital pairs businesses with a personal business advisor to guide them through the financing process. It also offers resources such as educational blogs and tools. Plus, its free small business ripoff report provides unbiased business financing information, tips from industry experts and when you should pay upfront fees.

Where National Business Capital falls short

National Business Capital requires an annual revenue of at least $500,000, which means startups and smaller businesses may have difficulty qualifying.

In addition, there is no information about rate ranges on the National Business Capital website. You won’t find out your APR or specific repayment terms until National connects you to lenders and you choose your financing option.

Product details

National Business Capital contact info

Calculate your monthly loan payments

The cost of your loan depends on the lender you’re connected with and the type of loan you choose. To know what your business might pay, you’ll need to fill out its online form to receive a quote from a lender.

You can estimate your potential monthly repayments with one of National Business Capital’s lenders by using the calculator below.

What do I need to qualify?

National Business Capital doesn’t have a minimum credit score requirement, but your business needs to meet these two requirements to be connected to a lender:

• 1+ year in business, 4+ months in business for equipment and revenue-based financing
• Annual sales of at least $500,000

How to apply

National Business Capital has a simple one-page form to help you get started.

1. Visit National Business Capital’s website and select Explore Your Options.
2. Enter information about yourself and your business, including your industry, time in business and annual sales.
3. Review National Business Capital’s terms and submit the online form.

What information do I need to sign up?

When you fill out National Business Capital’s online form, you need to provide this basic information to be connected with a lender:

• Name and contact information
• Personal credit score range
• Time in business
• Gross annual sales
• Industry

Your lender may require you to submit additional information or proof of income when you complete a full application.

What happens after I submit my information?

A representative from National Business Capital contacts you by phone or email to verify your information. You may be connected to one or more lenders to finalize your application. If approved, funding may be available within one to three business days.

What other types of financing does National Business Capital offer?

National Business Capital works with lenders offering a wide variety of funding options.

National Business Capital offers a wide variety of services and loan options. Before you sign up, read more about business loans to ensure you’re picking the right option for your business.

How National Business Capital loans compares to other lenders

If you’re not sure about National Business Capital, compare your options by selecting your annual revenue, time in business and personal credit score.

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Updated regularly

Name	Product USFBL	Filter Values	Min. Amount	Max. Amount	APR	Requirements
Olympus Business Capital Finder Score: 4.4 / 5: ★★★★★ Olympus Business Capital Finder Score: 4.4 / 5: ★★★★★			$500	$250,000	Not stated	Been in business for 6 months registered with the state, active and open bank account in business name, have $10,000 of revenue each month	No credit needed. Funding up to $250,000 with a variety of finance options to best fit your business needs.	Go to site Compare	loading Fetching your data...
$10M+ funded! Lendio business loans Finder Score: 4.8 / 5: ★★★★★ Lendio business loans Finder Score: 4.8 / 5: ★★★★★			$1,000	$10,000,000	Varies by lender	Operate business in US or Canada for 6 months or more, have a business bank account, minimum 520 personal credit score, at least $8,000 in monthly revenue.	Submit one simple application to potentially get offers from a network of over 75 legit business lenders.	Go to siteMore Info Compare	loading Fetching your data...
Fundera business loans Finder Score: 4.9 / 5: ★★★★★ Fundera business loans Finder Score: 4.9 / 5: ★★★★★			$2,500	$5,000,000	Varies based on lenders	$60,000+ of annual revenue, 550+ personal credit score, in business for 6+ months	Get connected with short-term funding, SBA loans, lines of credit and more.	Go to siteMore Info Compare	loading Fetching your data...
Fora Financial business loans Finder Score: 4.5 / 5: ★★★★★ Fora Financial business loans Finder Score: 4.5 / 5: ★★★★★			$5,000	$1,500,000	Varies	6+ months in business, $25,000+ gross monthly sales, no open bankruptcies	Get qualified for funding in minutes for up to $1,500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.	Go to siteMore Info Compare	loading Fetching your data...
National Funding business loans Finder Score: 4.6 / 5: ★★★★★ National Funding business loans Finder Score: 4.6 / 5: ★★★★★			$5,000	$500,000	Undisclosed	In business 6+ months and make at least $250,000 in annual sales. Other loan types have additional requirements.	Working capital loans and equipment financing, some high-risk industries may be eligible.	Go to site Compare	loading Fetching your data...
American Express® Business Line of Credit Finder Score: 4.4 / 5: ★★★★★ American Express® Business Line of Credit Finder Score: 4.4 / 5: ★★★★★			$2,000	$250,000	N/A	Minimum FICO score of at least 660 at the time of application, have started your business at least a year ago, and an average monthly revenue of at least $3,000	Access lines of credit for your small business even if you aren't currently an Amex customer.	Go to siteMore Info Compare	loading Fetching your data...

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National Business Capital reviews and complaints

National Business Capital receives extremely high praise from customers — which is unusual for a connection service. Reviewers are pleased with the speed at which they can apply for and get a loan, while others praise its customer service.

Frequently asked questions

Who owns National Business Capital?

Joe Camberato is the CEO and founder of National Business Capital.

How do repayments work with National Business Capital?

You won’t make repayments through National Business Capital. Instead, consult your loan agreement or reach out to your lender to discuss repayment options.

What industries does National Business Capital work with?

The lenders in National Business Capital’s network accept businesses in every industry, including cannabis.

National Business Capital business loans is not currently available on Finder

Have you considered Olympus Business Capital?

No credit needed. Funding up to $250,000 with a variety of finance options to best fit your business needs.

• Borrow up to $250,000
• Apply in 5 minutes
• Funding by next business day
• Required time in business: 6+ months
• Required monthly revenue: $10k+
• Min credit score: No credit needed

Learn more

No thanks, compare other business loan options.