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Fundible
4.9
★★★★★
Finder score

Fundible isn't available on Finder right now.

Min. Amount
$1,000
Max. Amount
$6,000,000
APR
Starting at 0.75% per month

Our verdict

Tailored funding options for small businesses regardless of credit or industry.

Fundible is a reliable lender that provides customized financing options for small businesses. It has a strong track record of positive customer reviews but offers vague information on what repayment terms to expect before the application process.

Best for: Businesses that need quick funding options for their unique goals regardless of credit profile or industry.

Pros

  • Qualify in minutes with no impact on your credit score
  • Bad credit OK
  • Tailored financing options
  • Receive funds within 24 hours
  • Familiarity with many industries and small business types

Cons

  • May use your contact information for advertising
  • May perform hard credit check during application
  • Vague loan terms before applying

In this guide

  • Our verdict
  • Your reviews
  • Ask a question

What makes Fundible shine?

Fundible provides customizable financing for small businesses, including lines of credit, term loans, equipment financing, SBA loans and more. With Fundible, small businesses may be able to get funding within one day of approval, much shorter than you might see with large banks.

Fundible stands out from other lenders because it assesses your business’s specific needs to provide tailored financing, no matter your industry or credit profile.

Where Fundible falls short

Fundible provides limited information on how it determines tailored financing options for your business. Its website vaguely mentions a discovery process used to identify which terms are available for you, but you won’t know if its offer is applicable to your business until you complete the application.

Fundible loan details

Term Loan

Minimum credit score/credit range500
APRStarting at 0.75% per month
Loan amountsUp to $6,000,000
Terms5 months to 10 years
Approval turnaroundSame-day approval
AvailabilityAvailable in all states
FeesN/A
Other feesNo prepay fees

Business Line of Credit

Minimum credit score/credit range500
APRRates start at 1% per month
Loan amountsUp to $250,000
TermsUp to 24 months
Approval turnaroundSame-day approval
AvailabilityAvailable in all states
FeesN/A
Other feesNo prepay penalties

Equipment Financing

Minimum credit score/credit range500
APRStarting at 3.5%
Loan amountsUp to 100% of equipment value
Terms1 to 10 years
Approval turnaroundSame-day approval
AvailabilityAvailable in all states
FeesN/A
Other feesN/A

How to qualify for Fundible

Fundible discloses only basic eligibility requirements for its consolidation loan:

  • Minimum credit score of 500
  • 6+ months in business
  • At least $8,000 in monthly revenue
  • 3 most recent bank statements

How to apply

Fundible promises a quick application process, flexible financing options and incredible customer support. Follow these steps to apply online in minutes.

  1. Start your application on Fundible’s website.
  2. Upload necessary documents.
  3. Review customized financing options designed for your business.
  4. Accept loan terms.

How Fundible compares to other lenders

Name Product USFBL Filter Values Min. Amount Max. Amount APR Requirements
Olympus Business Capital
Finder Score: 4.4 / 5: ★★★★★
Olympus Business Capital logo
$500
$250,000
Not stated
Been in business for 6 months registered with the state, active and open bank account in business name, have $10,000 of revenue each month
No credit needed. Funding up to $250,000 with a variety of finance options to best fit your business needs.
Go to site
Lendio business loans
Finder Score: 4.8 / 5: ★★★★★
Lendio logo
$1,000
$10,000,000
Varies by lender
Operate business in US or Canada for 6 months or more, have a business bank account, minimum 520 personal credit score, at least $8,000 in monthly revenue.
Submit one simple application to potentially get offers from a network of over 75 legit business lenders.
Fundera business loans
Finder Score: 4.9 / 5: ★★★★★
Fundera logo
$2,500
$5,000,000
Varies based on lenders
$60,000+ of annual revenue, 550+ personal credit score, in business for 6+ months
Get connected with short-term funding, SBA loans, lines of credit and more.
Fora Financial business loans
Finder Score: 4.5 / 5: ★★★★★
Fora Financial logo
$5,000
$1,500,000
Varies
6+ months in business, $25,000+ gross monthly sales, no open bankruptcies
Get qualified for funding in minutes for up to $1,500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
National Funding business loans
Finder Score: 4.6 / 5: ★★★★★
National Funding logo
$5,000
$500,000
Undisclosed
In business 6+ months and make at least $250,000 in annual sales. Other loan types have additional requirements.
Working capital loans and equipment financing, some high-risk industries may be eligible.
Go to site
American Express® Business Line of Credit
Finder Score: 4.4 / 5: ★★★★★
American Express logo
$2,000
$250,000
N/A
Minimum FICO score of at least 660 at the time of application, have started your business at least a year ago, and an average monthly revenue of at least $3,000
Access lines of credit for your small business even if you aren't currently an Amex customer.
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Fundible reviews and complaints

BBB accredited Yes
BBB rating A+
BBB customer reviews 4.99 out of 5 stars, based on 72 customer reviews
Trustpilot Score 4.9 out of 5 stars, based on 370 customer reviews
Customer reviews verified as of 13 July 2024

Negative reviews on Fundible are limited on Trustpilot and the Better Business Bureau (BBB). Some negative reviews on Trustpilot were flagged as being mistaken for the wrong company. There have been only two complaints made on the BBB in the past 12 months, and one was resolved.

Positive reviews include customers praising a quick application process, helpful customer service and successful experiences in securing the right business loan for their business.

Is Fundible legit?

Fundible is a legit source for business loans with 4.9 stars out of 5 on both Trustpilot and the BBB. It has a reputation for excellent customer service, which is a factor most borrowers value when looking for an online service. Overall, we found Fundible to be a reliable source for business loans.

Frequently asked questions

What types of businesses can benefit from Fundible’s services?

Fundible provides funding for businesses in construction, retail, healthcare, manufacturing and much more. You can find more details on its website.

How does Fundible compare to other lenders on the market?

Compared to other lenders on the market, Fundible has a consistent number of positive customer reviews on the BBB and Trustpilot. Plus, Fundible accepts applications from people with lower credit scores, which may result in higher interest rates.

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