Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Boat loan monthly payment calculator

Find out how much you'll pay each month for setting sail.

Thinking of buying a boat? Use our calculator to find out how much you might owe based on your loan amount, term and interest rate. This can help you compare offers to find the best deal for you.

Boat loan repayments calculator

See how much you'll pay
Your loan
Loan amount
$
Loan terms (in years)
Interest rate
%

Fill out the form and click on “Calculate” to see your estimated monthly payment.

or

Compare personal loans now
You can expect to pay back $ per month
Based on your loan terms
Principal $
Interest $
Total Cost $

How to use this boat loan calculator

  1. Enter how much you want to borrow under Loan amount.
  2. Type in your loan term in years (not months) under the Loan terms field.
  3. Enter the loan’s interest rate if it doesn’t come with any fees under Interest rate. If your loan does come with fees, enter the annual percentage rate (APR), which includes interest and fees combined.
  4. Click Calculate.
  5. Review your results.

Not only will our calculator show your monthly repayments, but also how much you’ll pay in interest over the life of your loan.

Compare loans for your new boat

Product USFPL Finder Score APR Min. credit score Loan Amount
Best Egg logo
Finder score
7.99% to 35.99%
640
$50,000
Fast and easy personal loan application process. See options first without affecting your credit score.
Money logo
Finder score
8.99% to 29.99%
620
$50,000
Consolidate debt and more with these low-interest loans. Cosigners welcome.
Natural Intelligence logo
Finder score
6.94% to 35.99%
Fair to excellent credit
$200,000
Get personalized prequalified rates in minutes and then choose an offer from a selection of top online lenders.
Varo Line of Credit
Varo logo
Finder score
No interest
300
$2,000
The Varo Line of Credit (VLOC) is a short term loan with credit limits ranging from $600 - $2000. A flat fee of $60 to $400 is assessed with each advance based on the amount.
Money logo
Finder score
6.94% to 25.29%
Good to excellent credit
$100,000
Borrow up to $100,000 with low rates and no fees.
loading

What is the Finder Score?

The Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

Read the full Finder Score breakdown

Bottom line

When you’re choosing a loan to finance your new boat, knowing how much you’ll pay in the short and long run is crucial to figuring out which is the best deal. You can learn more about the different offers out there by reading our guide to boat loans.

Need to calculate something different? Check out our full list of personal finance calculators.

Frequently asked questions

Ezra Wolfgang's headshot
Written by

Graduate publisher

Ezra Wolfgang was a video producer at Finder, helping people compare providers to choose the best for their needs. Prior to joining Finder, Ezra interned on the assignment desk at ABC News in New York, where he helped find, develop and write breaking news stories. Ezra earned a BA in media studies from Hunter College, taking a healthy dose of courses in film and documentary production, print and digital reporting and studio television. In his spare time, Ezra goes on the occasional run, takes photos, writes scripts and shoots his own tiny, short films. See full bio

More resources on Finder

Ask a question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Go to site