The best BNPL stocks depend on your portfolio and investment goals — while volatility can be ideal for day traders, long-term investors will want to look to stocks with steadier gains over time.
Top 6 stocks of Dec 2024
The top
buy now, pay later
stocks included on this page all trade on the S&P 500, have an analyst recommendation of "Buy" or better and are sorted by year-to-date performance.
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Take a deeper dive into BNPL stocks
If you're interested in investing in the buy now, pay later industry, take a closer look at what companies in this industry do and how the stocks have historically performed. Keep in mind that positive past performance doesn't guarantee that a stock will continue to rise in the future.
1. PayPal (PYPL)
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.
PayPal stock opened the day at $84.91 after a previous close of $90.86. The latest price was $87.13 (25-minute delay). PayPal is listed on the NASDAQ, has a trailing 12-month revenue of around USD31.5 billion and employs 27,200 staff.
Block, Inc. , together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments, Square and Cash App.
Block stock opened the day at $93.59 after a previous close of $93.78. The latest price was $94.55 (25-minute delay). Block is listed on the NYSE, has a trailing 12-month revenue of around USD$23.9 billion and employs 12,000 staff.
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.
Affirm stock opened the day at $62.37 after a previous close of $63.34. The latest price was $65.64 (25-minute delay). Affirm is listed on the NASDAQ, has a trailing 12-month revenue of around USD$2.5 billion and employs 2,006 staff.
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions.
Visa IncClass A stock opened the day at $315.82 after a previous close of $315.89. The latest price was $318.30 (25-minute delay). Visa IncClass A is listed on the NYSE and has a trailing 12-month revenue of around USD$35.9 billion.
Shopify Inc. , a commerce company, provides a commerce platform and services in Canada, the United States, Europe, the Middle East, Africa, the Asia Pacific, Australia, China, and Latin America. The company's platform enables merchants to displays, manages, markets, and sells its products through various sales channels, including web and mobile storefronts, physical retail locations, pop-up shops, social media storefronts, native mobile apps, buy buttons, and marketplaces; and enables to manage products and inventory, process orders and payments, fulfill and ship orders, new buyers and build customer relationships, source products, leverage analytics and reporting, manage cash, payments and transactions, and access financing.
Shopify stock opened the day at $111.30 after a previous close of $115.94. The latest price was $107.07 (25-minute delay). Shopify is listed on the NYSE, has a trailing 12-month revenue of around USD$7.8 billion and employs 8,300 staff.
American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U. S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services.
American Express Company stock opened the day at $302.60 after a previous close of $303.57. The latest price was $287.78 (25-minute delay). American Express Company is listed on the NYSE, has a trailing 12-month revenue of around USD$59.2 billion and employs 74,600 staff.
While it’s possible to turn a profit investing in BNPL stocks, keep in mind that — like any investment — BNPL stocks are not immune to risk. These stocks are subject to fluctuating conditions — both in the market and in the buy now, pay later industry, so carefully vet your picks before you invest. And if you’re new to investing, or if it’s been awhile since you’ve taken a critical look at your investing accounts, compare brokers to make sure you’re getting the best features in your trading account.
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