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First Tech Federal Credit Union: Savings, Checking, and CDs

Members have access to competitive rates, nationwide fee-free ATMs and 24/7 customer service.

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First Tech Federal Credit Union

First Tech Federal has a range of personal and business banking products to choose from and offers 24/7 customer service. But you’ll need to meet eligibility requirements to become a member.

Am I eligible?

To become a First Tech Federal member, you must meet one of the following criteria:

  • Work for a company on First Tech Federal’s partner list
  • Work for the State of Oregon
  • Work or live in Lane County, Oregon
  • Belong to the Computer History Museum
  • Belong to the Financial Fitness Association

What banking products does First Tech Federal Credit Union offer?

Why should I open an account at First Tech Federal Credit Union?

This credit union offers several perks that help distinguish it from the competition:

  • High-yield checking. First Tech Federal’s Dividend Rewards Checking offers up to 2.0% APY — an impressive rate for a checking account.
  • Minimal monthly fees. Most of this credit union’s checking and savings accounts have no monthly maintenance fees.
  • Fee-free ATMs. First Tech Federal is part of the CO-OP ATM network, which supports over 30,000 fee-free ATMs across the US.
  • 24/7 customer service. First Tech Federal’s toll-free line is available 24/7.

What should I look out for?

Similar to other credit unions, you’ll need to meet certain criteria to become a member and open an account. Other drawbacks include:

  • Mediocre savings rates. Its savings account rate of 1.20% APY is nothing to sneeze at — you can find higher yield accounts elsewhere.
  • Poor online reputation. First Tech Federal is not an accredited business with the Better Business Bureau and has a rating of 2.1 out of 5 based on 138 reviews on its public Facebook page.
  • Limited branch network. First Tech Federal branches are only located in Washington, Oregon, California, Colorado, Idaho, Texas and Georgia.

Compare First Tech Federal to the competition

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Get a $50 referral bonus by inviting your friends to join Current. Once the person receives the invite link and makes qualifying deposits of at least $200 within 45 days of opening the account, you and the referred friend each earn $50
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What is the Finder Score?

The Finder Score crunches over 300 checking accounts from hundreds of financial institutions. It takes into account the product's monthly fees, overdraft fees, opening deposit, customer support options, ATM network and features — this gives you a simple score out of 10.

To provide a Score, Finder’s banking experts analyze hundreds of checking accounts against what we consider is the best option: no monthly fees, no overdraft fees, a large ATM network of 50,000 or more, additional features outside of typical banking services, and the optional perk of earning interest. Accounts that are nearly free to maintain and use are scored the highest, while accounts with costly fees and few features are scored the lowest.

Read the full Finder Score breakdown

First Tech Federal Credit Union customer service

Connect with this provider in five ways:

  • 24/7 Phone. Call 855-855-8805 to speak with a First Tech Federal rep.
  • Secure message. Log in to your online account to send a secure message through First Tech Federal’s Online Banking Message Center.
  • Social media. Connect with a rep through Facebook and X (formerlyTwitter).
  • In person. First Tech Federal has over 5,000 shared branches across the US.
  • Mail. Mail letters to PO Box 2100, Beaverton, OR 97075-2100.

Bottom line

First Tech Federal has a full suite of personal and business banking products to choose from, including checking and savings accounts, IRAs, share certificates, loans and insurance products. But you need to be a member to open an account and its branch network is limited.

Not sure this is the provider for you? Compare your bank and credit union options to find one that meets your needs.

Frequently asked questions

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Editor

Shannon Terrell is a lead writer and spokesperson at NerdWallet and a former editor at Finder, specializing in personal finance. Her writing and analysis on investing and banking has been featured in Bloomberg, Global News, Yahoo Finance, GoBankingRates and Black Enterprise. She holds a bachelor’s degree in communications and English literature from the University of Toronto Mississauga. See full bio

's expertise
has written 157 Finder guides across topics including:
  • Share trading
  • Robo-advisors
  • Merchant services

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