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Richard Laycock

Richard Laycock

Lead Editor & Insights Editor

Richard Laycock is Finder’s NYC-based lead editor & insights editor, spending the last decade data diving, writing and editing articles about all things personal finance. His musings can be found across the web including on NASDAQ, MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University, including a semester abroad at The Missouri School of Journalism (MIZZOU).

Education

  • Bachelor of Media, Macquarie University
  • Diploma of International Communications, Sydney Institute of Business Technology
  • Data Analytics, General Assembly

Educational organizations

  • Macquarie University
  • The Missouri School of Journalism at the University of Missouri
  • Sydney Institute of Business Technology
  • General Assembly

Latest articles by Richard Laycock

84 articles written by this author

Finder & Tastytrade Retail Investor Sentiment Report

The Finder and Tastytrade Retail Investor Sentiment Report polled 2,016 Americans about how they're investing their money in 2024.

Richard Laycock 24 September 2024
Finder & Tastytrade Retail Investor Sentiment Report

Finder Score

The Finder Score is our objective editorial and insights driven number crunching machine (powered by human experts).

Richard Laycock 3 June 2024
Finder Score

Largest banks in the US in 2024

If the Capital One and Discover merger goes ahead, it will be the 6th biggest bank in the US.

Richard Laycock 14 March 2024
Largest banks in the US in 2024

Super Bowl Spending Statistics: 2007–2025

The cost of a Super Bowl ticket in 2025 to cost roughly 13% of median household income.

Richard Laycock 6 February 2024
Super Bowl Spending Statistics: 2007–2025

$415 billion in student loan debt may not get paid

22% of borrowers say they won't be able to afford student loan repayments when they resume.

Richard Laycock 26 January 2024
$415 billion in student loan debt may not get paid

9 benefits of having a good credit score

Improving your chances for better interest rates is just one advantage of having a good credit score. Discover more benefits in this guide.

Richard Laycock 12 January 2024
9 benefits of having a good credit score

What is a VantageScore?

VantageScore is an alternative to FICO and is used to assess your creditworthiness. See how it's calculated and how to improve yours here.

Richard Laycock 12 January 2024
What is a VantageScore?

Why did my credit score drop?

Drops in credit score could mean high balances, closed accounts, late payments and more. See what you can do to fix them in this guide.

Richard Laycock 11 January 2024
Why did my credit score drop?

53% of Americans to Open At Least One Unwanted Gift in 2024

Over half of American adults receive gifts they dislike, totaling some 140 million Americans combined.

Richard Laycock 6 December 2023
53% of Americans to Open At Least One Unwanted Gift in 2024

Holiday spending statistics 2023

How much are people spending on Christmas on average, how many gifts are they buying and will they be cutting back on spending in 2023?

Richard Laycock 29 November 2023
Holiday spending statistics 2023
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