Richard Laycock is Finder’s NYC-based lead editor & insights editor, spending the last decade data diving, writing and editing articles about all things personal finance. His musings can be found across the web including on NASDAQ, MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University, including a semester abroad at The Missouri School of Journalism (MIZZOU).
Education
- Bachelor of Media, Macquarie University
- Diploma of International Communications, Sydney Institute of Business Technology
- Data Analytics, General Assembly
Educational organizations
- Macquarie University
- The Missouri School of Journalism at the University of Missouri
- Sydney Institute of Business Technology
- General Assembly
Latest articles by Richard Laycock
89 articles written by this author
Crypto and the 2024 Election
As part of Finder's October 2024 Cryptocurrency Prediction Report, we asked a panel of 28 experts who they thought was the most crypto friendly candidate.
Finder & Tastytrade Retail Investor Sentiment Report
The Finder and Tastytrade Retail Investor Sentiment Report polled 2,016 Americans about how they're investing their money in 2024.
Largest banks in the US in 2024
If the Capital One and Discover merger goes ahead, it will be the 6th biggest bank in the US.
Super Bowl Spending Statistics: 2007 – 2024
The cost of a Super Bowl ticket in 2024 to cost roughly 11.7% of median household income.
$415 billion in student loan debt may not get paid
22% of borrowers say they won't be able to afford student loan repayments when they resume.
9 benefits of having a good credit score
Improving your chances for better interest rates is just one advantage of having a good credit score. Discover more benefits in this guide.
What is a VantageScore?
VantageScore is an alternative to FICO and is used to assess your creditworthiness. See how it's calculated and how to improve yours here.
Why did my credit score drop?
Drops in credit score could mean high balances, closed accounts, late payments and more. See what you can do to fix them in this guide.
53% of Americans admit to opening up at least one unwanted holiday gift each year
Over half of American adults receive gifts they dislike, totaling some 138 million Americans combined.