April 22, 2024, NEW YORK –

The winner and highly commended companies in Finder’s Credit Building Innovation Awards category have been announced today.

Finder.com, a personal finance comparison site, assessed innovations across banking and investing categories.

The awards recognize financial providers that are innovating in their sector, by launching impactful features and delivering unique benefits to their customers. The awards were decided by a panel of expert judges:

• Alexa Serrano Cruz, senior banking editor at Finder
• Anna Serio, writer, editor and former Certified Commercial Loan Officer (CCLO)
• Judith Fox, Clinical Professor Emerita of Law at The University of Notre Dame
• Laura Adams, money expert and spokesperson at Finder

And the winners are…

The winner of the Credit Building Innovation category is Step. And the highly commended accolade goes to Current.

Commenting on the awards, Zak Ali, head of growth at finder.com, said:

“Understanding and building your credit isn’t just about handling money — it’s about making sure future you has access to the best options available. It’s a tool that, if used wisely, can do more than just get you approved for the latest rewards card — it can build wealth. Luckily, it has never been easier to build credit. We’ve come a long way from your basic secured cards, with new credit-building products launching that function more like premium rewards cards. You can now also build credit by simply continuing to pay for your rent or favorite streaming subscription.”

For more information on the awards and finalists, please visit: https://www.finder.com/loans/finder-lending-credit-building-innovation-awards-2024.

Methodology:
The shortlist of finalists in each category was selected by Finder’s subject-matter experts, who identified the providers they felt were displaying key innovations in their field.

This shortlist was then passed to an expert judging panel, who decided the winning and highly commended companies by assessing the finalists across three different criteria: uniqueness of innovation, impact in the market and value to customers.